Besides ushering in a standard of living far lower than one is accustomed to, unexpected life changes like eviction might attract legal liabilities that may have a drastic effect on many Illinois residents' fiscal state. In some cases, couples may share an apartment but be evicted after a default judgment is obtained by their former landlord due to unpaid rent. Years may pass, and the couple may split, living each person to his or her own devices. If one person files for bankruptcy, however, what happens to the balance for the apartment?
The unfortunate answer to this question is that the other person may be saddled with the entire debt even if both individuals were once each liable for only half of the total balance. At this point, the person deemed liable for the balance only has a few viable options: make a lump sum payment, negotiate a payment plan with the creditor or declare personal bankruptcy if eligible.